:root{--bg:#f3f7fb;--ink:#0a2740;--muted:#5a7186;--teal:#0f766e;--teal2:#14b8a6;--panel:#fff;--line:rgba(10,39,64,.12);--font:"Manrope",system-ui,sans-serif;--max:1100px}
*{box-sizing:border-box}body{margin:0;font-family:var(--font);color:var(--ink);background:radial-gradient(900px 480px at 0% 0%,rgba(15,118,110,.1),transparent),var(--bg);line-height:1.65}
a{color:inherit;text-decoration:none}.wrap{width:min(var(--max),calc(100% - 2.4rem));margin-inline:auto}
.nav{position:sticky;top:0;z-index:30;background:rgba(243,247,251,.94);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}
.nav-i{display:flex;justify-content:space-between;align-items:center;padding:.9rem 0}
.brand strong{display:block;font-size:1.15rem;letter-spacing:.04em}.brand small{color:var(--muted);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase}
.navlinks{display:flex;gap:1.1rem;color:var(--muted);font-size:.92rem}.navlinks a:hover,.navlinks a.active{color:var(--teal)}
.nav-cta{background:var(--ink);color:#fff!important;padding:.45rem .9rem;font-weight:700}
.burger{display:none;background:#fff;border:1px solid var(--line);padding:.4rem .65rem}
.hero{padding:4.8rem 0 3.8rem;background:linear-gradient(160deg,#0a2740 0%,#123a58 50%,#0f766e 120%);color:#fff}
.eyebrow{opacity:.85;letter-spacing:.14em;text-transform:uppercase;font-size:.72rem;font-weight:700}
h1{font-size:clamp(1.9rem,4vw,3rem);max-width:18ch;margin:.7rem 0 1rem;letter-spacing:-.03em}
.lead{max-width:40rem;color:rgba(255,255,255,.86)}.sec .lead,.sub{color:var(--muted)}
.btns{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.4rem}
.btn{display:inline-flex;padding:.85rem 1.2rem;background:#fff;color:var(--ink);font-weight:800;border:0;cursor:pointer}
.btn-dark{background:var(--ink);color:#fff}.btn-ghost{background:transparent;border:1px solid rgba(255,255,255,.4);color:#fff}
.sec{padding:4.2rem 0}.sec-alt{background:rgba(15,118,110,.06)}
h2{font-size:clamp(1.5rem,3vw,2rem);margin:0 0 1.2rem}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.card{background:var(--panel);padding:1.25rem;border:1px solid var(--line);border-top:3px solid var(--teal)}.card h3{margin:0 0 .4rem}.card p{margin:0;color:var(--muted)}
.steps{margin:0;padding-left:1.2rem;color:var(--muted);line-height:1.85}
.panel{background:var(--ink);color:#fff;padding:1.4rem}.panel p{color:rgba(255,255,255,.8)}
.form{display:grid;gap:.8rem;background:#fff;padding:1.3rem;border:1px solid var(--line)}
.form label{display:grid;gap:.3rem;font-size:.86rem;color:var(--muted);font-weight:600}
.form input,.form textarea,.form select{padding:.8rem .9rem;border:1px solid var(--line);font:inherit;background:#f8fafc}
.form-status{color:var(--teal);font-size:.9rem;min-height:1.2em}
.page-hero{padding:3.6rem 0 1.4rem}.page-hero h1{margin:0 0 .6rem}
.list{list-style:none;padding:0;margin:0}.list li{padding:.75rem 0;border-bottom:1px solid var(--line);color:var(--muted)}
.foot{border-top:1px solid var(--line);padding:2.2rem 0;background:#fff;color:var(--muted)}
.foot-i{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:1.2rem}.foot h4{margin:0 0 .55rem;color:var(--ink);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase}
.foot a{display:block;padding:.25rem 0}.foot a:hover{color:var(--teal)}
.foot-bottom{margin-top:1.3rem;padding-top:1rem;border-top:1px solid var(--line);font-size:.85rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
@media(max-width:900px){.grid3,.foot-i{grid-template-columns:1fr 1fr}.grid2{grid-template-columns:1fr}}
@media(max-width:720px){.navlinks{display:none;position:absolute;inset:100% 0 auto;flex-direction:column;background:var(--bg);padding:1rem;border-bottom:1px solid var(--line)}.navlinks.open{display:flex}.burger{display:inline-flex}.grid3,.foot-i{grid-template-columns:1fr}}